cho vay
Definition
- Verb:
- To lend (money): The act of providing money to someone with the expectation that it will be repaid, often with interest. It is a financial transaction.
- To loan: To grant the temporary use of money.
Usage Examples
- Verb:
- Ngân hàng có chính sách cho vay linh hoạt. (The bank has a flexible lending policy.)
- Anh ấy không muốn cho vay tiền vì sợ mất tình bạn. (He doesn't want to lend money for fear of losing the friendship.)
- Công ty này chuyên cho vay các doanh nghiệp nhỏ. (This company specializes in lending to small businesses.)
Advanced Usage
"Cho vay nặng lãi": To lend at usurious/exorbitant interest rates; to practice usury.
- Luật pháp nghiêm cấm hành vi cho vay nặng lãi. (The law prohibits lending at usurious interest rates.)
"Cho vay thế chấp" / "Cho vay cầm cố": To provide a secured loan (backed by collateral).
- Khoản vay mua nhà thường là cho vay thế chấp. (Home purchase loans are usually secured loans.)
Variants and Related Words
- Cho mượn (verb): To lend (generally for objects, not specifically money). (to lend a book).
- Đi vay (verb): To borrow. (to borrow money from a bank).
- Khoản vay (noun): A loan. (a preferential loan).
- Người cho vay (noun): Lender, creditor.
- Sự cho vay (noun): The act of lending.
Synonyms
- Cấp vốn: To provide capital/funding (broader than just lending).
- Tài trợ: To finance, to fund (can be a grant or loan).
Related Phrases (Phrasal Verbs)
- Cho vay trả góp: To provide an installment loan.
- Họ cho vay trả góp để mua xe ô tô. (They provide installment loans for car purchases.)
Related Idioms
- "Cho vay như bỏ túi": To lend money very easily/casually, as if putting it in one's own pocket (implies lending without proper guarantees).
- Ông ấy cho vay như bỏ túi nên giờ bị nợ xấu nhiều. (He lent money too casually, so now he has a lot of bad debt.)